|Payment Gateway||Next Gen- RTGS/NEFT Converter||Cheque Truncation System(CTS)||Personalized Cheque Book|
|Personalized Digital Assistance (PDA- Handhelds, Tablets)||Application Supported by Blocked Amount (ASBA)||National Automated Clearing House (NACH)||ATM HOST (ISO 8583)|
|Customer Information Management||CASA||Term Deposits||Agricultural Advances(DCCB Specific)|
|Bank Guarantee||Trade Finance : Letter of Credit/Bills Discounting||Loan Disbursements | Repayment Schedule||Standing Instructions|
|NPA Management||Floating Rate of Interest||Credit Appraisal with userdefined Document Templates||Imaging Module (Multiple Signature Capturing/Verification)|
|Teller Operations||OSS(1-8)||Service Tax||PACS|
|Limits||Credit Risk Management||Share and Dividend Accounting||Recurring Deposits|
|PDC Management||Payroll||Remittance/OBC/IBC||Cash/Liquidity Management|
|Insurance Management||Investment Portfolio Management/Tracking (Treasury, Money Market Back Office etc.)||Parameterized Incidental Service Charge Calculation||Document Management System|
|Banks Account Management & Reconciliation||ALM||Suit File-NPA Recovery(Legal)||Centralized Clearing|
|Flexi-Deposit||Collateral Management||Credit Information Bureau||Gold Loans|
|BI-Dash Board||Audit Trail||Parameterized Interest Calculation||Lockers|
|Stores - Stationery - Inventory Management||Centralized - Internal Audit Management System||E-Circular||Auto Risk Categorization|
|Sweep In/Out Orders||Fixed Assets Management||Next Gen - RTGS/NEFT (STP)||FI(Financial Inclusion)|
|MIS / DSS||Data Warehousing||AML(CTR, STR , FIU India)|
|Server Virtualization||Data Replication||SAN Mirroring||Database Replication|
This is being considered as a very cost effective candidate for DR sites. Instead of having a one-to-one ratio of servers between the primary and DR site, server virtualization allows you to have a one-to-many ratio. Server virtualization allows you to run multiple server applications on the same physical server. Each server application runs on its own desired Operating System, and remains isolated from others. Virtualization software like VMware or Microsoft® Virtual Server make this possible. It creates a virtual layer on a physical server, and let’s you setup all your applications on this layer as different virtual machines. Each virtual machine comprises of one server app with its OS.
Another advantage of using server virtualization is that it makes testing before deployment very easy. Once you’ve created a virtual machine of your main server application, you can create its clone on the same server and test the two for replication and synchronization. Since they’re both on the same physical machine, the testing is faster. Moreover, you can quickly start and stop one virtual machine, which is equivalent of booting up or shutting down. This will allow you to simulate server shutdowns very conveniently. Once you’re satisfied, you can roll it out at the DR site.
Data replication is the ability to instantly replicate data generated by your applications to remote sites. This is a breath of fresh air over the previous techniques wherein data would first be backed up to tape and then sent to the remote DR site. There are data replication solutions available for a variety of applications, including email servers, databases, and even file servers. The data could also be replicated remotely to the DR site, either synchronously or asynchronously.
Using SAN mirroring, any data that is changed on the production site (including the version of software) is copied to a mirrored SAN on the DR site. On the backup site, servers (application as well as database) with configuration identical to the production servers are kept pointing to the mirrored SAN. Thus, if the production site goes down, the DR site assumes the role of the primary and logs all the changes (transaction data, etc) until the primary site is restored. This approach is higher in cost and requirement of bandwidth, but provides for a complete failsafe mechanism for disaster recovery.
|Infrastructure (Data Centre) hosting and environmental software installation, Setting up Servers, Application Servers, Security Infrastructure setup||Successful installation of Operating System on DB & App. Servers, Network Setup, Security infrastructure and parameter set-up.|
|Conducting gap analysis and System Requirement Specification study||Detailed sign-off customization specification document with Prototypes, Business Validations, Processes etc.|
|Product Customization||Customized version in line with Bank’s requirements|
|Data Migration||All the Data from the legacy system from day 1 in new Proposed system vetted by Bank’s team|
|System Testing||Detailed Test cases & validations, Load testing after Data Migration|
|UAT Set Up & Final UAT testing||Re-testing of incidents reported if any and Sign-off on successful completion of UAT testing|
|Core team Training||Re-testing of incidents reported if any and Sign-off on successful completion of UAT testing|
|Product Customization Release , Fine Tuning of the S/w, DB tuning after Data Migration||Final version Release & Sign off|
|Parallel run with 1 Pilot Branch & Cut Off to Live||Final Modifications as per change request based on actual user experiences|
|Switch over to LIVE Application||Project Sign off|